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The Truth Behind America’s Financial Collapse

 By Matthew Hayward


I don't blame Republicans or Democrats. I blame central banking and our fiat currency, which inflates on a whim, devaluing our purchasing power. The rich benefit, getting access to the money first, while everyone else suffers.

Inflation is an insidious hidden tax, created by non-elected bureaucrats. It’s true taxation without representation, yet where's the revolution? There was a time in this country when men were willing to die to stop central banks from doing exactly what they’re doing now. Where are those people today?

We are pacified by propaganda that determines what we will debate about and then we have meaningless debates about the topics chosen for us. Even to that end, we are so thoughtless as just to repeat the talking points we are fed. 

Some believe that corporations are raising prices to increase profits, but this narrative only serves to distract us from looking at the real problem. No one is having serious conversations about the actual cause—the underlying cause—the Federal Reserve Central Banking System. It’s been around so long that people just accept it; they can't imagine what it would be like without it.

Here’s the undeniable truth: Since the Federal Reserve was established in 1913, the purchasing power of the U.S. dollar has plummeted by over 99%. What we see as rising prices is not the natural result of supply chains or corporate greed alone; it’s the systematic destruction of our currency by the Federal Reserve. This isn’t complicated. It’s basic math. And it’s not debatable. The value of our money has been eroded so severely that what once cost a penny now costs a dollar, not because things are inherently more expensive, but because the dollar has been stripped of its worth.

This isn’t the first time America has grappled with the dangers of a central bank. Our First Central Bank, established in 1791 under Alexander Hamilton’s influence, was a source of intense controversy. Thomas Jefferson himself warned against its potential for tyranny, emphasizing that a centralized bank was “an institution of the most deadly hostility existing against the principles and form of our Constitution.” The charter for this First Bank was not renewed in 1811, a testament to the fierce resistance it faced from those who saw its dangers.

Yet, not long after, a Second Central Bank was established in 1816, only to meet a similar fate. President Andrew Jackson, known for his staunch opposition to centralized banking, famously dismantled this Second Bank, stating, “The Bank is trying to kill me, but I will kill it.” Jackson recognized the immense power and corruption that a central bank could wield and took decisive action to ensure its demise in 1836.

Fast forward to 1913, and the creation of our current Federal Reserve marked the third attempt at central banking in America. The creation of the Federal Reserve is shrouded in secrecy and questionable actions that even the most mainstream historians can’t deny. The story behind the Federal Reserve's inception, often highlighted in “The Creature from Jekyll Island,” reveals a series of events that are as shady as they come. In 1910, a group of powerful bankers and government officials met in secret on Jekyll Island, off the coast of Georgia. They used aliases, traveled in disguise, and went to great lengths to conceal their identities and their purpose. Why? Because they knew that if the public found out that the most powerful bankers were behind the creation of the Federal Reserve, it would face widespread opposition.

This wasn’t the first time such a plan had been attempted. A few years prior, a similar effort to establish a central bank had failed due to public resistance. Undeterred, these bankers regrouped, refined their strategy, and ensured their plan would succeed. The result was the Federal Reserve Act, which was passed in 1913 under highly questionable circumstances—reportedly on Christmas Eve, when much of Congress was away. This timing, whether coincidental or deliberate, further fuels suspicion about the motives and methods behind its passage.

Woodrow Wilson, who signed the Federal Reserve Act into law, later reflected with regret, saying, “I am a most unhappy man. I have unwittingly ruined my country... A great industrial nation is controlled by its system of credit. Our system of credit is concentrated. The growth of the nation, therefore, and all our activities are in the hands of a few men.”

The names involved in this conspiracy are a who's who of powerful banking elites—names like J.P. Morgan, Paul Warburg, and others who wielded immense influence. The fact that these men were behind the creation of the central bank should be enough to raise serious concerns. These are not just some fringe theorists; they were the most powerful financial figures of their time, and they shaped the very system that has been eroding our purchasing power for over a century.

These facts alone—the secret meeting, the use of aliases, the timing of the passage—should make anyone question the legitimacy of the Federal Reserve. It’s not just a matter of debate among scholars; these are documented events that highlight the deeply questionable nature of how this institution came to be.

The debate over central banking has never been purely academic. It has been a battle with real-world consequences, often violent ones. Consider the assassination attempt on President Andrew Jackson in 1835 after he vetoed a bill to recharter the Second Bank of the United States, or the deadly duel in 1804 where Alexander Hamilton was killed by Aaron Burr, a staunch supporter of central banking.

The horrible insidiousness of our government and system is that once a bad idea takes root and gets adopted, it becomes nearly impossible to weed out. It grows like a cancer, connecting into everything and building an infrastructure upon itself. This infrastructure then becomes necessary for countless other factors and interests. By the time someone recognizes the problem, it's too late—it's entrenched in everything. Undoing it is more than daunting; it’s nearly impossible. 

So, instead, we look the other way and allow it to grow.So I say again: the problem isn’t Republicans or Democrats. Our system has been hijacked by banking interests that influence both political parties. They control the news, the media, and the narratives. We only have conversations about what they want us to talk about.

The truth is out there, buried under layers of deceit and misinformation, but it's not unreachable. Those who seek it must be willing to confront uncomfortable realities and challenge deeply ingrained beliefs. Our system, hijacked by the banking elite, has distorted the very foundation of our nation, and yet, we stand idle, distracted by the noise of trivial debates.

If we are to reclaim our liberty, we must first reclaim our understanding. We must expose the roots of this corrupted system, reject the narratives that have been imposed on us, and reignite the spirit of those who once fought to keep these very forces at bay. The revolution begins with knowledge, and with that knowledge, we can restore what has been taken from us.

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